The Fair Credit Reporting Act in Rhode Island
Rhode Island has enacted the Consumer Empowerment and Identity Theft Prevention Act. This law applies solely to the issues of a security freeze on a credit report. The statute discusses who and when a freeze may be placed, how it can get removed both permanently and temporarily, and the charges that the reporting bureaus may charge to place or remove a freeze. There are no other statutes enacted in Rhode Island that would provide any protection for consumers in the area of their credit reports and background reports. Consumers in Rhode Island should look to the federal Fair Credit Reporting Act for those protections.
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If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.