Is there a Difference in Credit Scores Between Men and Women?

It is no secret that on average in America, women earn less than men. Specifically, in 2019 women are earning just under $0.80 on the dollar compared to men. Knowing this is the case, have you ever wondered if women have lower credit scores than men considering they have lower income and less money available […]
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So Many Credit Scores – How do Consumers Manage?

Your credit score is an important factor that can affect your ability to buy a home, get a loan, open a credit card, receive a good interest rate and even get a job or insurance. When considering your credit score, you should be aware that there is more than one score and there is more […]
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FICO vs. FICO 8

What is a FICO Score? Just when you feel it is hard enough to understand your credit score, FICO, the most widely used and most well known credit scoring model has introduced a new credit scoring system, referred to as FICO 8. FICO, or Fair Isaac Corporation, is the company that analyzes your credit information […]
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