Kansas Statute of Limitations on Debt Collection

Just because a debt is old, that does not mean that the statute of limitations will protect you from the collection efforts of the creditor. The time to start counting time, for purposes of a statute of limitations, is the time that the debt became a “charged off” account. In other words, you don’t start counting from the day you opened the credit account. You start counting from the date it was closed on you or that you stopped paying for it. If you are being sued by a collector for a debt you think has been outstanding for a very long time, try to locate your last payment record.

Written agreement, contract or promise: 5 years.

Expressed or implied but not written contracts, obligations or liabilities: 3 years.

Talk to an experienced lawyer from SmithMarco, P.C. today for any further questions about Kansas statute of limitations. We are available at 888-822-1777 or contact us here for a free consultation.

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