Chicago Debt Collection Attorneys
Stop Debt Collector Harassment
Consumers are guaranteed rights under the Fair Debt Collection Practices Act (FDCPA), and SmithMarco, P.C. is dedicated to providing Chicago residents with debt collection attorneys who will ensure that their rights are protected. Debt collection agencies can be incredibly difficult to handle if consumers are not aware of their rights under the FDCPA, and consumers could possibly be entitled to compensation in the case of harassment by debt collectors.
Debt collector abuse is illegal under the FDCPA, and can be countered if debt collectors fail to adhere to the protocol outlined in the FDCPA. For example, debt collectors are restricted from calling at certain hours, or telling other people that a debt is owed. Additionally, collectors cannot call the consumer’s workplace or use any harassing or abusive language.
Our debt collection attorneys, headquartered in Chicago, can help ensure that you are not misled and that you are aware of your rights as a consumer. Remember, under the FDCPA you can recover any financial damage plus all attorney and court costs if you are a victim of debt collection harassment. If you are in the Chicagoland area and need help dealing with debt collectors, contact SmithMarco, P.C. for a free case review or call us at 888-822-1777).
Credit Report Error Attorneys Chicago
Do you have an error on your credit report or need to resolve a dispute with a credit reporting agency? The attorneys at SmithMarco, P.C. can provide helpful guidance and insight when dealing with credit report disputes in the Chicago area. Under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute a credit report error, and credit agencies are required to provide a prompt and reasonable investigation into the inaccuracy. If they fail to take notice of your complaint and do not follow the necessary steps outlined in the FCRA, Chicago consumers may be able to dispute the credit report error and recover losses.
Our experienced Chicago credit report dispute lawyers can help facilitate the process and ensure that consumers are aware of what to expect from credit agencies throughout the process. It is important to be knowledgeable of your rights under the FCRA, which include the expectation that credit reporting agencies must conduct a reasonable investigation into the creditor’s claims while also being transparent of the results and findings.
The FCRA also applies to incorrect background check reports, which is important since erroneous background check reports may result in the loss of a job. Chicago FCRA attorneys can provide the necessary information to successfully dispute an incorrect background or employment check.
The credit law attorneys at SmithMarco, P.C. can help consumers with Chicago credit report laws, and ensure that they are aware of the necessary steps when disputing a credit report.
Contact Your Chicago Consumer Protection Attorneys
Attorneys at SmithMarco, P.C. also provides legal services concerning lemon laws, protecting consumers from vehicles that succumb to an unreasonable number of repairs. While lemon laws vary in each state, Chicago consumers are all covered under the federal laws, such as the Magnuson-Moss Warranty Act. If you have an error on a background check report for employment, been a victim of identity theft, or are dealing with consumer fraud, we can also review your case to make sure your consumer rights are known and defended. In addition, misrepresentation or concealment of information is a serious violation that Chicago consumers can be protected from. Contact the attorneys at SmithMarco, P.C. to find out more about our services and for a free case review. Call us today at 888-822-1777.