Protecting Consumer Rights - Presented By SmithMarco, P.C.
SmithMarco, P.C. is a private law firm dedicated to representing consumers and protecting their rights. Managing partners Larry Smith and David Marco have been practicing consumer protection for over 35 years combined, and have successfully defended consumers in thousands of cases. They are experienced debt collection practices act attorneys and credit report and background dispute lawyers who can ensure that your rights are protected, debt collector harassment stops, and that credit and background report errors are corrected depending on your needs.
If you feel your rights have been violated in regards to debt collection, credit report errors, background check errors, consumer fraud, or lemon laws, please do not hesitate to contact us for a free case review or give us a call at 888-822-1777.
Recent Protecting Consumer Rights Blog Posts
In a Florida Court, a married couple were recently awarded $1 million for violations of the Telephone Consumer Protection Act (“TCPA”) after Bank of America continued to contact the consumers over a four year period for failure to make payment on their mortgage loan. In the order, the Judge stated the repeated calls were a violation of the TCPA and ordered the bank to pay the couple $1,500 for every prerecorded message they received between 2009 and 2013.More >
Whole Foods Market Group, Inc. (“Whole Foods”), the giant grocery retailer, is just one of the latest companies to be sued for allegedly violating the Fair Credit Reporting Act (“FCRA”) during employment background checks. Earlier this year, in a California District Court, Whole Foods was sued for allegedly using invalid authorization forms during employment background checks and for conducting background checks during their online application process without first obtaining applicant approval.More >
In a class action case against Dollar General Stores, a federal court in Virginia is being asked to approve a settlement reached between the parties for $4 million. In the case against this retail giant, the store was accused of conducting employment background checks without Fair Credit Reporting Act (“FCRA”) compliance.More >
Your credit report, which contains a running list of any credit accounts you hold, is a key component in your qualifications to receive a loan, a mortgage, a new credit card, even getting a job and renting an apartment. Understanding how your credit report works is as easy as remembering these 10 simple facts so you are better prepared to get the credit you need and keep good credit. More >
Most LinkedIn users use their profiles as a networking tool when looking to change employment or make new business connections. Despite its growing success, a group of members of this website have filed suit under the Fair Credit Reporting Act (“FCRA”) alleging that a tool called the “Reference Search” ruined their chances of getting hired by potential employers.More >
The CPFB has warned Americans about the growing problem faced by the elderly, debt and abusive debt collectors. Over the past two years, the CFPB has noticed a steady incline of complaints filed by older consumers regarding debt collection. More >
This fall, when the Consumer Financial Protection Bureau (“CFPB”) issued its latest report, it was quick to point out that violations are still occurring under the Fair Debt Collection Practices Act (“FDCPA”) and the Unfair Deceptive or Abusive Acts or Practices (“UDAAP”) relating to collection activities. More >
In a victory to consumers, a federal appellate court has ruled
that when a creditor charges off an account, discontinues sending
monthly statements, and stops adding interest on the account, a
debt collector that later takes on the account cannot put its own
interest onto the account for all the time the debt was charged
For working consumers across the country, understanding that the
Fair Credit Reporting Act ("FCRA") can protect you
during a job interview or throughout your employment, may help you
get the job you need or keep you in the job you already have.
The FCRA, a consumer minded statute, enacted in the 1970s, provides
protection for your credit reporting history can protect you during
an employment background check. More >