Know Your Rights

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Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

Comcast and its Impermissible Credit Report Access

We are seeing a pattern emerge whereby Comcast/Xfinity is gaining access to consumers' credit reports without having the consumers' permission nor a permissible purpose to obtain the report under the Fair Credit Reporting Act.  In a few occasions now, we have seen them gain access to the reports of our clientele.  While we are currently taking action against them for this conduct, others have too... and with success...Read More...

The Telephonic Consumer Protection Act

Consumer statutes are enacted to create a balance for buyers in the marketplace and prevent sellers from using unfair tactics.  The Telephone Consumer Protection Act (“TCPA”)  is a consumer minded statute enacted in 1991 that prohibits telemarketers, banks, debt collectors and any other companies from using autodialers or robocalls to contact you at home or on your cell phone without your consent.Read More...

Larry Smith answers on Employment Background Checks

Our very own consumer rights attorney, Larry Smith, contributed to the article "Does Your Credit Score Show Up on Your Background Check?" with Opploans. Read More...

More Employment Background Check Class Action Lawsuits

Pepsi Beverage Company recently agreed to pay over $1 million to settle a class action lawsuit against the beverage giant alleging it violated the Fair Credit Reporting Act (“FCRA”) by failing to conduct compliant employment background checks.Read More...