Day: December 5, 2012

When it comes to credit reporting agencies, we have all heard of the main three, Trans Union, Equifax and Experian.  A majority of the credit transactions that take place in this country utilize one of these three for their credit information on the consumer applying for credit.  But there are so many more.   As we have written in our blog,…

When we hear the term credit reporting agency, we think of Trans Union, Equifax and Experian, and the reporting of our payment histories.  The Fair Credit Reporting Act provides consumers a number of rights when it comes to dealing with a credit reporting agency.  We enjoy rights such as the right to obtain a copy of our credit report for…