Day: December 24, 2014

Under the Fair Debt Collection Practices Act (“FDCPA”), a collection agency is prohibited from misrepresenting itself to a debtor when collecting a debt.  Specifically, a collector is forbidden from misrepresenting itself as a member of law enforcement, a government official or a lawyer.  While the law seems fairly straight forward, a recent case against Corrective Solutions filed in the United…

This October, the Consumer Financial Protection Bureau (“CFPB”) released is Fall Highlights Report.  In its report, the CFPB describes areas in which its new rules have been successful and areas in which it needs improvement, as violations of the Fair Debt Collection Practices Act (“FDCPA”) are still a regular occurrence. The first area of concern for the CFPB was the…