The Fair Credit Reporting Act in Kentucky
KRS Chapter 367.00 §310 provides that a credit reporting agency cannot maintain information relating to a criminal charge within the state unless it resulted in a conviction. This law was enacted in 1980 and is therefore effective. There is no statute in Kentucky that deals directly with credit information, credit reports, and the rights of consumers to dispute inaccuracies. Consumers in Kentucky should look to the federal Fair Credit Reporting Act for assistance in this regard.
Contact SmithMarco, P.C., Today
If you have an error or inaccurate information on your credit report, there are actions that you can take. Contact SmithMarco, P.C., today for a completely free case review.